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The U.S. Small Business Administraton has released its' annual report on small business in Massachusetts.  It provides helpful information on the number of businesses, demographics of business owners, employment, business turnover, income, finance and industry sectors.   

Center to Offer Microloans!

The Lowell Small Business Assistance Center is pleased to announce it will be starting a microloan program in January.  We will be providing details on this program shortly.



Quick Books Training

QuickBooks is the easy-to-use accounting program that millions of small businesses use to organize their finances and access the information they need to increase profits and grow their businesses.
Call the Center at
(978) 322-8400

Community Teamwork Inc. and the Lowell Small Business

Assistance Center Announce the 

Lowell Small Business Assistance Center Microloan Fund

Want to grow and/or enhance your small business?

Unable to get conventional bank financing?   

The Lowell Small Business Assistance Center's Microloan Fund Program will target low and moderate-income entrepreneurs in the Merrimack Valley who lack access to conventional credit but who have the capacity to achieve small business ownership.  The Fund will bridge the credit gap, helping businesses expand and grow, and make them bankable. Capacity is determined through business planning and successful financial analysis; and strengthened and monitored through continued technical assistance. 

The mission of the fund is to help create, strengthen, and expand businesses owned by low and moderate-income individuals in the region, infusing capital into small businesses and contributing to economic development.


Loan Products
Loans up to $5,000; 
Up to 5 years to pay back, depending on financial analysis; 
No prepayment penalties; 
Low annual interest rate; 
Technical assistance and training on small business topics.

Eligible Businesses
  • Existing businesses (in business at least 12 months)
  • Retail
  • Service
  • Wholesale

Eligibility Criteria
Must be unable to obtain a conventional bank loan; 
The business must be located within the Merrimack Valley; 
Must be able to demonstrate a capacity to repay the loan; 
Must be willing to receive technical assistance.



Click here to read the full press release:   



Interested Businesses Should Contact Us Directly:


Terry Williams, Assistant Director


978-322-8402 or via email at is e-mail address is being protected from spam bots, you need JavaScript enabled to view it nbsp;



If you own a small business or are thinking of starting one, youve come to the right place!  Starting a business is both exciting and a little bit scary. There's the money, the unknowns, and the risk.  We've been helping people start and grow small businesses  since 1998.  In that time we've learned a few thing that can help you make the right choices and increase the chances of your success.

Click Here  for more information on our services


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Our Right Start classes are not offered over the summer but will begin again in September. 

Right Start is a 6-week training that meets Wednesday evenings from 6pm to 9pm.  Right Start training provides a firm foundation of practical knowledge on which to build your business and covers these topics:                               

Introduction to Business


Personal Selling

Bookkeeping and Taxes


Business Law 




Monday, June 6th at 6pm at the Lowell Small Business Assistance Center

The Lawyers' Committee in association with WilmerHale law firm, will be providing free one-on-one consultations for small business owners
To register, call (617)988-0604 or email is e-mail address is being protected from spam bots, you need JavaScript enabled to view it Space is limited!


Lowell Small Business Assistance Center - 88 Middle Street 2nd Floor - Lowell, MA 01852 - Tel: 978-322-8400 - Fax: 978-441-6824

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